Use the pressure to inspire your financial genius to come up with new ways of making more money and then pay your bills. You will have increased your ability to make more money as well as your financial intelli- gence. So many times I have gotten into financial hot water, and used my brain to create more income, while staunchly defending the assets in my asset column. My bookkeeper has screamed and dived for cover, but I was like a good trooper defending the fort, Fort Assets. Poor people have poor habits. A common bad habit is innocently called "Dipping into savings." The rich know that savings are only used to create more money, not to pay bills. I know that sounds tough, but as I said, if you're not tough inside, the world will always push you around any- way. If you do not like financial pressure, then find a formula that works for you. A good one is to cut expenses, put your monevjn the bank, pay more than your fair share pf income tax, buy safe mutual funds and take the vow of the averageT~But this violates the "pay yourself first" rule. The rule does not encourage self-sacrifice or financial abstinence. It doesn't mean pay yourself first and starve. Life was meant to be enjoyed If you caUon youFTihancial genius, you can have all the goodies of life, get rich and pay bills, without sacrificing the good life. And that is fi- nancial intelligence. 6. PAY YOUR BROKERS WELL: The power of good ad- vice. I often see people posting a sign in front of their house that says, "For Sale by Owner." Or I see on TV today many people claiming to be "Discount Bro- kers." My rich dad taught me to take the opposite tack. He be- lieved in paying professionals_well, and I have adopted that policy also. Today, I have expensive attorneys, ac- countants, real estate brokers and stockbrokers. Why? Be- cause if, and I do mean if, the people are professionals, their services should make you money. And the more money they make, the more money I make. We live in the Information Age. InformatiQji is priceless. A good broker should provide you with information as well as take the time to educate you. I have several bro- kers who are willing to do that for me. Some taught me when I had little or no money, and I am still with them today. What I pay a broker is tiny in comparison with what kind of money I can make because of the information they provide. I love it when my real estate broker or stockbro- ker makes a lot of money. Because it usually means I made a lot of money. A good broker saves me time in addition to making me money-as when I bought the piece of vacant land for $9,000 and sold it immediately for over $25,000, so I could buy my Porsche quicker. In the world of the "asset column," being an Indian giver is vital to wealth. The sophisticated investor's first question is, "How fast do I get my money back?" They also want to know what they get for free, also called a piece of the action.