My money 21

Most people, given more monynlyeUnto more debt." "So that's why the 10 cents an hour," I said, smiling. "It's a part of the lesson." "That's right," smiled rich dad. "You see, your dad went to school and got an excellent education, so he could get a high-paying job. Which he did. But he still has money problems because he never learned anything about money at school. On top of that, he believes in working for money." "And you don't?" I asked. "No, not really," said rich dad. "If you want to learn to work for money, then stay in school. That is a great place to learn to do that. But if you want to learn how to have money work for you, then I will teach you that. But only if you want to learn." "Wouldn't everyone want to learn that?" I asked. "No," said rich dad. "Simply because it's .easier to learn to work for money, especially if fear is your primary emo- tion when the subject of money is discussed." "I don't understand," I said with a frown. "Don't worry about that for now. Just know that it's fear that keeps most people working at a job. The fear of not paying their bills. The fear of being fired. The fear of not having enough money. The fear of starting over. That's the price of studying to learn a profession or trade, and then working for money. Most people_become a slave to money... and then get angry at their boss." "Learning to have money work for you is a completely different course of study?" I asked. "Absolutely," rich dad answered, "absolutely." We sat in silence on that beautiful Hawaiian Saturday morning. My friends would have just been starting their Lit- tle League baseball game. But for some reason, I was now thankful I had decided to work for 10 cents an hour. I sensed that I was about to learn something my friends would not learn in school. "Ready to learn?" asked rich dad. "Absolutely," I said with a grin. "I have kept my promise. I've been teaching you from afar," my rich dad said. "At 9 years old, you've gotten a taste of what it feels like to work for money. Just multiply your last month by fifty years and you will have an idea of what most people spend their life doing." "I don't understand," I said. "How did you feel waiting in line to see me? Once to get hired and once to ask for more money?" "Terrible," I said. "If you choose to work for money, that is what life is like for many people," said rich dad. "And how did you feel when Mrs. Martin dropped three dimes in your hand for three hours' work?" "I felt like it wasn't enough. It seemed like nothing. I was disappointed," I said. "And that is how most employees feel when they look at their paychecks. Especially after all the tax and other de- ductions are taken out. At least you got 100 percent." "You mean most workers don't get paid everything?" I asked with amazement. "Heavens no!" said rich dad. "The government always takes its share first." "How do they do that?" I asked. "Taxes," said rich dad.