Sadly they fail to realize that they might be the problem. Old ideas are their biggest liability. It is a liability simply because they fail to realize that while that idea or way of doing something was an asset yesterday, yesterday is gone. One afternoon I was teaching investing using a board game I had invented, CASHFLOW as a teaching tool. A friend had brought someone along to attend the class. This friend of a friend was recently divorced, had been badly burned in the divorce settlement, and was now searching for some answers. Her friend thought the class might help. The game was designed to help people learn how money works. In playing the game, they learn about the '-QlgJgL0 statement with the balance sheet. They learn how "cash flows" between the two and how the road to wealth is through striving to increase your monthly cash flow from the asset column to the point that it ex- ceeds your monthly expenses. Once you accomplish this, you are able to get out of the "Rat Race" and onto the "Fast Track." As I have said, some people hate the game, some love it, and others miss the point. This woman missed a valu- able opportunity to learn something. Tn trie~opening round, srie drew a "doodad" card with the boat on it. At first she was happy. "Oh, I've got a boat." Then, as her friend tried to explain how the numbers worked on her income state- ment and balance sheet, she got frustrated because she had never liked math. The rest of her table waited while her friend continued explaining the relationship between the income statement, balance sheet and monthly cash flow. Suddenly, when she realized how the numbers worked, it dawned on her that her boat was eating her alive. Later on in the game, she was also "downsized" and had a child. It was a horrible game for her. After the class, her friend came by and told me that she was upset. She had come to the class to learn about in- vesting and did not like the idea that it took so long to play a silly game. Her friend attempted to tell her to look within herself to see if the game "reflected" on herself in any way. With that suggestion, the woman demanded her money back. She said that the very idea that a game could be a reflection of her was ridiculous. Her money was promptly refunded and she left. Since 1984, I have made millions simply by doing what the school system does not. In school, most teachers lec- ture. I hated lectures as a student; I was soon bored and my mind would drift. In 1984, I began teaching viaamejLjyidjM I always encouraged adult students to look at games as re- flecting back to what they know, and what they needed to learn. Most importantly, a game reflects back on one's be- havior. It's an instant feedback system. Instead of the teacher lecturing you, the game is feeding back a person- alized lecture, custom made just for you. The friend of the woman who left later called to give me an update.