So he worked harder to draw more money in rather than focus on the most important law of money: "Give and you shall receive." Instead, he believed in "Receive and then you give." In conclusion, I became both dads. One part of me is a hard-core capitalist who loves the game of money making money. The other side is a socially responsible teacher who is deeply concerned with this ever-widening gap be- tween the haves and have nots. I personally hold the ar- chaic educational system primarily responsible for this growing gap. educated dad sided so much with unions after that. He re- alized how much a union would have benefited him. Rich dad encouraged Mike and me to know a little about a lot. He encouraged us to work with people smarter than we were and to_bring_ smart people together to work as;a team. Today it would be calledlTsyrre~rgy of profes- sionaTspecialities. Today, I meet ex-schoolteachers earning hundreds of thousands of dollars a year. They earn that much because they have specialized skills in their field as well as other skills. They can teach as well as sell and market. I know of no other skills to be more important than selling as well as marketing. The skills of selling and marketing are~dTfficult for most people primarily due to their fear of rejection. The better you are at corrjrrrumcating, negotrajjng and handling your fear of rejection, the easier life is. Just as I advised that newspaper writer who wanted to become a "best-selling author," I advise anyone else today. Being technically spe- cialized has its strengths as well as its weaknesses. I have friends who are geniuses, but they cannot communicate ef- fectively with other human beings and, as a result, their earnings are pitiful. I advise them to just spend a year learning to sell. Even if they earn nothing, their communi- cation skills will improve. And that is priceless. In addition to being good learners, sellers and mar- keters, we need to be good teachers as well as good stu- dents. To be truly rich, we need to be able to give as well as to receive. In cases of financial or professionaTsTruggle, there"is often a lack of giving and receiving. I know many people who are poor because they are neither good stu- dents nor good teachers. Both of my dads were generous men. Both made it a Once people have studied and become financially liter- ate, they may still face roadblocks to becoming financially independent. There are five main reasons why financially literate people may still not develop abundant asset columns. Asset columns that could produce large sums of cash flow. Asset columns that could free them to live the life they dream of, instead of working full time just to pay bills. The five reasons are: Reason No. 1. Overcoming the fear of losing money. I have never met anyone who really likes losing money. And in all my years, I have never met a rich person who has never lost money.